Workplace injuries can happen due to many hazards, including unsafe work environments. You’re entitled to workers’ compensation if you’re hurt. However, some blunders can result in your claim being denied or settlement reduced. Discussed below are five mistakes that can ruin your workers’ compensation claim.
Self-representation
Many people think representing themselves in workers’ compensation cases helps save money. However, this can be pretty risky. Navigating workers’ compensation laws requires expertise. Without the right training and experience, you’re at a higher risk of making mistakes that can injure your claim. Since insurance companies don’t have your interests at heart, they’ll likely employ unethical tactics to reduce your compensation or deny your claim. Valuing your workers’ compensation claim accurately is crucial for maximising your payout.
However, without the right expertise, you may undervalue your claim. Hiring an attorney is the best way to protect your workers’ compensation claim. They have experience handling workers’ compensation cases, which is crucial for a successful claim. Your lawyer will deal with insurance companies to ensure the highest possible compensation. Resources such as lawfirm.com can connect you with the best workers’ compensation lawyers if you’re injured at work.
Not Reporting Your Accident Promptly
Most employees suffer but don’t report immediately. Waiting too long or until your symptoms start showing can hurt your workers’ compensation claim. Failure to report your accident on time can lead to your claim’s denial. Additionally, delayed reporting makes it very difficult to prove that your injuries occurred on the job. Insurance companies may claim that your injuries aren’t work-related, resulting in claim denial. Consider reporting your workplace accident as soon as it happens to protect your workers’ compensation claim. Give a written notice to ensure a record of your accident report.
Waiting Too Long To Seek Medical Care
Delayed medical treatment compromises your health and recovery and your workers’ compensation claim. Your employer and the insurance company will question your claim’s validity if there’s delayed treatment. Waiting too long to seek medical treatment provides them with grounds to argue that work-unrelated factors caused their injuries or that their actions worsened their condition.
Prompt medical care is key to safeguarding your workers’ compensation claim. If there are any delays in getting medical treatment for workplace injuries, consulting a skilled workers’ compensation attorney can help you find a way to protect your right to fair compensation.
Failure To Document Your Injuries
Documenting your injuries is key to a successful workers’ compensation claim. Taking photos and videos of the accident scene and your injuries is a secure way to collect and preserve evidence you can leverage to build a strong case. Record eyewitness testimonies and take their contact details. Keeping detailed notes on everything that transpired on the day of the accident can help you remember what happened more easily.
Ignoring the Doctor’s Recommendations
Disregarding your doctor’s recommendations or treatment plan can lead to insurance companies arguing that your injuries aren’t as severe as your claim or that you’re responsible for your situation. This can result in your compensation being reduced or your claim being denied. Adhere to your healthcare provider’s recommendations and treatment plan to protect your workers’ compensation claim.
Endnote
While you’re entitled to compensation after a workplace accident, any mishaps when dealing with your claim can cause your claim’s denial or reduction. Familiarising yourself with the mistakes that can ruin your workers’ compensation claim and how to avoid them can help maximise your settlement.
